American Income Life
Accidental Death and Dismemberment
All current ABATE of North Dakota members receive $4,000 Group Accidental Death and Dismemberment Benefit at NO COST.
American Income Life Insurance Company offers this benefit to many ABATE’s - SMRO’s - Labor Unions and Non-profits across our nation. In the past this benefit has provided important financial assistance when you or your family need it most.
As part of your ABATE Membership envelope, you will receive a postage-paid American Income Life reply card. This card is a way to designate a beneficiary for the group AD&D benefit. If you choose to send the reply card in, your beneficiary will be on file with AIL. NOTE: If you do not designate a beneficiary, or you choose to not return the card, your $4,000 Accidental Death Benefit would be paid to your estate.
We do hope you or your family will never collect on this policy, but if you need to collect, just contact the office and we will take care of processing your claim. ABATE of ND State Office 701-223-5609.
If you do choose to return the card, you will be contacted by an AIL Representative where they will provide you with a certificate and offer you additional insurance opportunities. One of these options is the Health Services Discount Card for your family, at no cost, that provides potential household discounts on:
- Vision Care Products
- Hearing Care
- Chiropractic Care
- An optional dental discount is also available.
- Child Safe Kits
In addition, again at no cost, CHILD SAFE KITS are available for your children and grandchildren. These kits have been endorsed and supported by the International Union of Police Associations, the American Federation of Teachers and the American Federation of School Administrators. The kits help you gather vital data, photos and fingerprints from your children so they are ready for authorities in the event of an emergency.
AIL Frequently Asked Questions
All members are provided a fully paid group Accidental Death and Dismemberment benefit through the co-operation of the Association and American Income Life Insurance Company. This is at no cost to ABATE of North Dakota or the member.
No you do not. All members are covered for the Accidental Death and Dismemberment benefit whether or not they return their card. If members do not return the card they will not be able to take advantage of the Family Health Services Discount Program or the Child Safe Kit. Members who return their cards can designate their beneficiary intent, receive the Health Services Discount card information, Child Safe Kit(s), and receive a follow-up courtesy visit including additional information on voluntary supplemental insurance benefits for which you may qualify.
American Income Life offers members additional supplemental insurance benefits at additional costs. It is a voluntary program. You do not have to send the card in or ever meet with an AIL Representative in order to ensure your benefits. As long as you are a paid ABATE of North Dakota member, you will receive your benefits.
The coverage is 24 hours a day, 7 days a week and will provide coverage for all activities anywhere in the world.
American Income Life contacts only those who voluntarily return the completed reply card.
They identify as ABATE of ND partners with American Income Life Insurance Company and they are contacting you to set an appointment to deliver the no-cost benefits and your certificate of coverage for the Accidental Death and Dismemberment benefit.
They are with American Income Life Insurance Company and they dropped by when visiting other members in the area. They probably could not reach you by phone and are trying to set a meeting to discuss the no cost benefits and provide you with your certificate of coverage for the Accidental Death and Dismemberment benefit. Remember, you do not ever have to meet with an AIL Representative. As a current member of ABATE of North Dakota, it is easy to claim the benefits owed, just call the state ABATE office at 701-223-5609.